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NAIC readiness / the AI compliance report form

The NAIC report asks for evidence. Here is where it comes from.

A plain map from what the NAIC AI compliance report form asks insurers for to the evidence Gothink Witness and Gothink AIR produce.

12-state pilot, March–September 2026 Requirements expected during 2027 A senior officer attests

Not legal advice; confirm with counsel. This page summarises a regulatory pilot at a high level. Your obligations depend on your states and lines of business.

01 / what the report is

A pilot now, requirements expected during 2027.

The facts we rely on, stated once — check the current text with your counsel before acting.

ItemWhat we understand
The formThe NAIC AI compliance report form, completed by insurers about their use of AI
PilotTwelve states, March to September 2026
RequirementsExpected during 2027
Exhibit CAsks carriers for vendor documentation, including “sample case files showing how outputs shaped specific decisions”
AttestationA senior officer signs an attestation
02 / evidence map

Five areas, and the evidence behind each.

A high-level mapping, not a control-by-control crosswalk — Gothink Witness capabilities ship in 1.0.6, alongside the Gothink AIR controls.

AreaWhat an examiner looks forEvidence Gothink Witness and Gothink AIR produceRead more
GovernanceHow AI use is governed, and who owns itA control library mapped to the frameworks you report on, a hash-chained audit log, and an evidence packTrust Center
Vendor oversightDocumentation about third-party AI vendorsA vendor register tracking eight contract terms and document requests; vendor decisions recorded as signed receiptsVendor kit
Case filesSample case files showing how outputs shaped specific decisionsSigned receipts, a reproducible stratified sample, and one printable case file per sampled decisionThe case file
FairnessTesting of AI outcomes for unfair discriminationProxy-weighted adverse-impact testing and a data-layer review of external data sourcesFairness testing
AttestationA senior officer’s signed attestationA signed, chained attestation log; evidence packs flag any period left unattestedAttestation
Not legal advice; confirm with counsel. Evidence supports an attestation; it does not make one, and the officer’s judgement stays theirs.
03 / what to do now

Three things worth starting during the pilot.

Vendors

List your AI vendors

Name every third-party AI system in your book, and check which contract terms you already hold.

The eight terms
Case files

Try one sample

Pick one use case and ask whether you could show how an output shaped a specific decision today.

What a case file holds
Attestation

Decide who signs

Agree which senior officer attests, and what evidence they need to see before they sign.

Trust Center
Gothink Witness / in 1.0.6 — design partners wanted

Build your case files with us during the pilot.

We are looking for insurers and AI vendors to shape Gothink Witness around real examiner questions.