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P&C carriers, MGAs, TPAs, life & health insurers (life and health packs in draft) and reinsurers

Your AI cannot read a claim file.
We make it AI-ready.

Submissions and claim files into clean, checked, page-traced data — and with local-only models, no outside AI provider sees a page.

What we read

The documents we read

Start with the one that costs you most today. That is where a pilot starts.

Underwriting & policy

Broker submissions

Cover emails, applications, supplementals, expiring policies (insurance_submissions).

Statements of values

TIV by location, construction, occupancy, protection class.

Loss runs

Carrier PDFs, each laid out differently.

Not built

Inspection and engineering reports, regulator notices, bordereaux and treaty schedules: no pack reads these yet.

Policy wordings & endorsements

Declarations pages, policy wordings and endorsements, read for coverage checks (claims).

Life applications (draft)

Applications, paramedical exams, lab reports, APS, MIB and Rx reports (us_life_applications, a draft: every field goes to a person).

Claims

FNOL packs

Portal forms, broker emails and adjuster notes.

Police reports & proofs of loss

Police reports and sworn proofs of loss, read into the claim file (claims).

Estimates & invoices

Line items, totals and duplicates.

Medical records

Medical records read into the claim file (claims). CMS-1500 and UB-04 health claims are in the draft us_health_claims pack.

Demand letters deadline risk

Time-limit demands, with their dates extracted on arrival (claims).

Life, health, workers’ comp & surety claims (draft)

Claimant statements, death certificates, health claim forms, first reports of injury and payment bond claim notices (draft packs: every field goes to a person).

How it works

Documents in. Checked records out.

One pipeline, inside your environment. Usable data at step three, trusted data at step four.

YOUR DOCUMENTS YOUR SYSTEMS Broker submissions Loss runs & SOVs FNOL & claim packs Rating & policy admin Claims core & SIU Copilots & audit gothink Read every page Cite each value to its page Check against your rules Unsure → a named person inside your environment YOUR DOCUMENTS Broker submissions Loss runs & SOVs FNOL & claim packs gothink Read every page Cite each value to its page Check against your rules Unsure → a named person YOUR SYSTEMS Rating & policy admin Claims core & SIU Copilots & audit
your cloud, your keyslocal-only models: no page leavesnothing you process trains our models
The gate

Money and coverage wait for a person

Reading a document is not the same as trusting the data in it.

  • A named adjuster or underwriter signs off on anything that moves money or coverage
  • Low-confidence fields go to a person, page and box open
  • Thresholds are set by your claims and risk leaders, not by us
  • Every adjuster correction retrains the agent
How gates work →
Claim file · auto collisionillustrative
policy_numberPA-7741-2208 · FNOL emailcited
loss_date2026-06-14 · police report p.1cited
estimate_total$8,412.60 · estimate p.3cited
liability_sharetwo narratives disagreeto an adjuster
page-citedscorednamed sign-off
The regulator

An examiner will ask how your AI decided

The evidence is produced as a by-product of doing the work.

NAIC AI bulletin: states adopted, plus DC20+
States in its AI Systems Evaluation Tool pilot, March–September 202612
EU AI Act: life & health pricing high-risk fromDec 2027

What they ask for

  • A written AI Systems Program
  • Sample case files
  • Testing and bias evidence
  • Oversight of vendor models
  • Documents on request

How the layer answers

  • Lineage on every published value
  • Thresholds as versioned configuration
  • A named person on every gate
  • Ground truth your experts signed
  • With local-only models, no page reaches an outside AI provider
Outcomes

What you get

One source of clean data every team, model and agent can use.

What changes

not yet measured
Submission, SOV and loss-run fields linked to their pageEvery field
FNOL to decision-ready filenot measured
Documents touched by a personnot measured
Claims leakagenot measured
Pipeline across lines of business1 layer
  • Risks scored before they are opened
  • Claims arrive decision-ready
  • Medical records and demand letters read into the claim file
  • An audit trail for the examiner

How much runs without a person

not yet measured — generate your own number
Estimates & invoicesnot measured
Auto & property claim packsnot measured
Loss runsnot measured
Regulator noticesnot built
Statements of valuesnot measured
Policy wordingsnot measured
Medical recordsnot measured
Broker submissionsnot measured
Demand lettersnot measured

Your straight-through rate is measured on your own documents during the pilot; we publish no figure until it is measured. None of these packs is yet measured on a customer’s labelled documents, and a draft pack sends every field to a person.

A free 90-day pilot

Start with one document type

Three gates: Prove (days 0–30), Expand (31–60), Industrialize (61–90), stopping at day 90 if targets are missed.

Before day 0

Choose the documents

A month of auto claim packs, a quarter of submissions, or one line's medical files.

Prove · days 0–30

Map and agree

Fields you need, confidence thresholds, today's manual effort measured.

Day 90

See the result

A working pipeline, scored against answers your experts approved.

insurance_submissions 1.0.1 and claims 1.2.0 ship, not yet measured; life, health, workers’ comp and surety packs are draftsAdded to any Gothink AIR licence.What is in a pack

See what Gothink reads from your claim files.

Send a sample. Get back scored, page-cited fields — before you buy anything.